Comparing bids from several contractors will give you some leverage with the one you’d like to hire. Get three to five bids, and be clear about the products you want to use. If your preferred contractor is at the high end, say so and offer to show him the other bids. He may adjust his price.
When hiring a plumber or a tradesman for a small job, ask him to break down his price into labor and materials. About 35 percent should be materials and 65 percent labor, says Al Paxton, a construction estimator in Malibu, California. If the ratio seems wrong, say so. But be diplomatic. “If you squeeze him too hard, he might give you less than first-class workmanship and use less expensive materials,” Paxton says.
At the end of July, we finally escape the harsh Midwestern winters and all the violence/taxes in Chicago. It takes lots of planning and preparation, but you can find great value and beauty in Colorado.
The free views are spectacular!
The outdoor cafes and breweries are phenomenal considering you are so far from the front range.
And you don't need a gym membership out here! You can find trails that are easily traversed.
I'm not a geologist, but from the alternative articles I've read, natural gas will explode sometime between now and 2020.
The play for me is $BOIL and I'm boxing in the current price by selling out of the money calls and selling out of the money puts.
Skip to 37:30 for nat gas analysis.
Upon joining, you will see a screen like this. I only do the 4 I've circled. Should get you 40 cents per day. Easy money with little effort. Cash out anytime (no minimums!)
I luv this program because the auto surf features are excellent! If u choose to surf a few pages per day, make even more. U should average about $6/month as a free member.
Be sure you read my previous posts here.
Housing, transportation, and food are the best areas to save money. We decided to turn our existing home into rental property (a $400/month positive cash flow) and move to a much nicer part of the country. We got this place for 56K. HOA dues are $650 a year!
Since banks are less willing to make loans for debt consolidation and college tuition, people have turned to the Internet. The 2 main sites are Lending Club and Prosper.
Here are my reasons to avoid Making Loans on these sites:
We can even get the governemt employees who administer food stamp programs to use extreme couponing as well.
I first saw these at Green Fest and I love them. They are also called soap berry or soap berries. They contain large quantities of saponin in their shells. It acts as a natural, gentle detergent when it comes into contact with water. If you buy the big bag, your cost is about 6 cents per load. I found this site has the best deal.
You can also use the the berries as a natural insect repellent, and when the saponin is gone, just throw them in your compost pile.
Mark Boyle set up the Freeconomy website. The idea is that like-minded people sign up, list their skills and donate them to others. In return they receive favors back. For instance, a hairdresser may give a mechanic a haircut and in exchange the mechanic would fix the hairdresser's bicycle. No money ever changes hands. The website appears to have been successful. Boyle says 4,200 people with 900 different skills from 85 countries have signed up.
This concept has been so successful, that people regularly visit sites where things are given away freely.