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FREE Resistance Band (exercise) + Basic Moves

Got this in the mail Saturday. Sweeeet!

And here are some simple moves using the resistance band

Another $206 Selling Puts and Calls

IRA Account
Regular Account

IRS to Track Online Sellers' Payment Transactions

Starting in 2011, any bank or other payment settlement company that processes credit cards, debit cards, and electronic payments such as PayPal will have to issue information returns telling the IRS what merchants receive. The new returns are Form 1099-K, Merchant Card and Third-Party Payments.

Reporting is required only if gross amounts for the year exceed $20,000 or there are more than 200 transactions.

Where to get freebies on the Net

I use these sites to get my freebies (links optimized for Firefox)

• http://www.freestufftimes.com 
• http://dealnews.com/rss/213-
• http://www.fatwallet.com/rssfeedburn.php?c=22&deals=50
• http://absurdlycool.com/

 

Today I got my free slurpee (Mango flavored). When I go back on July 11th, I'm doing the Coca Cola!

7 Ways To Obtain Bargain Books

1. The Library
2. Second-hand bookstore
3. Freecycle ~ Someone is always giving away books
4. LibriVox ~ audio books in the public domain
5. Internet Archive ~ audio books + books in the public domain
6. Books Should Be Free
7. Gutenberg Project

 

Government Workers Feel No Economic Pain

Private-industry employers spent an average of $27.42 per hour worked for total employee compensation in December, while total compensation costs for state and local government workers averaged $39.60 per hour.

The average government wage and salary per hour of $26.11 was 35 percent higher than the average wage and salary of $19.41 per hour in the private sector. But the percentage difference in benefits was much higher. Benefits for state and local workers averaged $13.49 per hour, nearly 70 percent higher than the $8 per hour in benefits paid by private businesses.

The California legislature took a reckless gamble that makes Wall Street's bankers look cautious. At the top of a bull market, they enacted a huge pension boost for public-safety and industrial unions. The bill reconfigured the compensation formula for pension benefits of all public-safety employees who retired on or after January 1, 2000. It let firefighters retire at age 50 and receive 3% of their final year's compensation times the number of years they worked. If a firefighter started working at the age of 20, he could retire at 50 and earn 90% of his final salary, in perpetuity. One San Ramon Valley fire chief's yearly pension amounted to $284,000—more than his $221,000 annual salary.

Sources: WSJ & Washington Times

Trash into Treasure. Why do so few do this?

5 Ways To Reuse Your Old Shower Curtain

1. Drop cloth for painting
2. Tarp to cover firewood pile
3. Protect your car's interior or trunk from bags of compost, top soil, muddy boots, etc.
4. Family size poncho at an outdoor event
5. Mini-greenhouse or cold frame for the garden. Build a frame with plastic pipe or scrap wood, and drape the curtain over it. Use stakes to secure it to the ground.

 

Make Your Own Soda

The dangers of high fructose corn syrup as well as aspartame are well documented. Blue Sky soda is healthier but expensive. So if you still enjoy soda (like I do), what are your options?

Make your own. The equipment is very basic and the key is choosing your extract. While there are many sites to get the goods, I use Leeners. It's a one stop shop for making all sorts of stuff - beer, wine, mead, cheese, yogurt, ice cream, even mustard and hot sauce. 

Save Big Money When Buying A House

The U.S. title-insurance industry faces increasing pressure from regulators to justify the fees charged to consumers for ensuring they have clear ownership of their homes, Title insurance can range from several hundred to several thousand dollars!

So here is what you do. Early in the process of buying a home or refinancing, let your real-estate agent and lender know you will select your own title insurer. Research title-insurance costs online and check whether there are fees on top of the premium (in many states, consumers pay separate fees to the agents for that research, on top of the premiums).

Boxing in my long stock position and making $298!

I also sold a June $26 put on UCO - oil could fall further due to the global slowdown.

Cheapo Mexican Food

Daily specials w/o that Taco Bell Smell!

Cheapo Bird Feeder

Spread your peanut butter on a toilet paper roll. 

Roll it in birdseed

Hang it on a tree branch.  

The high dividend / covered call strategy in action

Making Money on the Internet Part 2

Make $5 Paypal every 23 days. Just search and watch videos. Get codes every day!

 

Making Money on the Internet Part 1

Get a $25 PayPal card every month! Simple and easy!

12 Natural Beauty Remedies

The Tyranny of the Tax Man

In 1913, the entire federal tax law, plus explanations and other related material, fit into a single 400-page volume. Today, they total 40,500 pages in 22 volumes. And the list below shows you all the taxes that have been added. Yet the government is broke??????

1. Accounts Receivable Tax
2. Building Permit Tax
3. CDL License Tax
4. Cigarette Tax
5. Dog License Tax
6. Federal Unemployment Tax (FUTA)
7. Fishing License Tax
8. Food License Tax
9. Fuel Permit Tax
10. Gasoline Tax
11. Hunting License Tax
12. Inheritance Tax
13. Interest Expense Inventory tax
14. IRS Interest Charges IRS Penalties (tax on top of tax)
15. Liquor Tax
16. Luxury Taxes
17. Marriage License Tax
18. Medicare Tax
19. Property Tax
20. Real Estate Tax
21. Social Security Tax
22. Road Usage taxes
23. Sales Tax
24. Recreational Vehicle Tax
25. School Tax
26. State Unemployment Tax (SUTA)
27. Telephone Taxes such as federal excise, universal service fee tax, federal, state and local surcharge taxes
28. Utility Taxes
29. Vehicle License Registration Tax
30. Vehicle Sales Tax
31. Watercraft Registration Tax
32. Well Permit Tax
33. Workers Compensation Tax

 

Government Owns The Rain?

Original Article

Check out this YouTube video of a news report out of Salt Lake City, Utah, about the issue. It's illegal in Utah to divert rainwater without a valid water right. Utah isn't the only state with rainwater collection bans. Colorado and Washington also have rainwater collection restrictions that limit the free use of rainwater. Laws restricting water collection have been on the books for more than 100 years in some cases.

I wish environmentally conscious readers would start standing up to government bullies like true patriots. Instead, they simply want to limit our use of fossil fuels and regulate how many children we can have.

This Poll Shows Why People Are Poor

Deuteronomy 15:11 "For the poor will never cease to be in the land; therefore I command you, saying, 'You shall freely open your hand to your brother, to your needy and poor in your land.'

Swag_poll_7_29

First, let me say that you can make money in stocks whether they go higher or lower.  Secondly, I never understood why people are so eager to pay the payroll (social security) tax. That is 7.65% of your income and people under 40 will never see what they paid in. Finally, blowing your money or keeping it in an account that pays less than 1% means you are going backwards financially. 

Use an old rake to organize outdoor tools #reuse #recycle

Source: Uploaded by user via Who Knew? on Pinterest

Freeze water balloons for a fun alternative to ice! #party #tips

Source: Uploaded by user via Who Knew? on Pinterest

Use the bond market to predict stock market direction

These days, the motto is "risk on, risk off".

So when you see 10yr and 30yr US Treasury Bonds rise in price (fall in yield), stocks will ultimaetly sell off. Flight to safety play.

Look at Portugal, Spain, and Italy bond yields. When they rise, stocks will ultimately sell off. Risk aversion play. Notice how the WSJ fails to give investors complete data!

Here are some facts for those of you who follow the mindless chatter on CNBC or any stock market blog:

Amounts outstanding on the global bond market increased by 5% in 2010 to a record $95 trillion. Government bonds accounted for 43% of the value outstanding at the end of 2010, up from 39% a year earlier.  The US was the largest market with 39% of the total followed by Japan (20%). The considerable growth means that at the end of 2010 it was much larger than the global equity market which had a market capitalization of around $55 trillion.

Food Tips That Save You Hundreds!!!!

• Eat in more often and cook from scratch as often as possible
• Avoid convenience foods like fast food and prepackaged foods
• See if the store brand meets your needs
• Look for the “dented can” shopping cart as soon as you enter the store
• Bring your own coffee and soda to work rather than buy from a vending machine.
• Use the pricebook and buy in bulk only when the pricebook tells you to
• Buy your foil, wax paper, plastic wrap from restaurant supply stores
• Plant a garden
• Use food dehydrators. Here is a simple food dehydrator you already have!
• If you can’t do a garden. Check out farm stands, farmers markets, and “pick your own” farms
• Order water at a restaurant instead of soft drinks, coffee, tea or alcohol
• Shop Aldi and other no frills grocery stores
• Become a vegan
• When inside a supermarket, ask the deli manager what time they mark down food items at night 
• Buy chuck roasts. Cook and shred the meat for soups, stews, and BBQ beef
• Subscribe to the 99 cent chef blog
• Utilize freezer meals

I made $258.65 working from home last week. Documented!

The image above were option trades. You can earn income by selling calls and puts!
The above receipt shows what I earned from cans found in Indiana or donated by neighbors/relatives.