Cheapo Groovo

9 Free Education Sites ~ Don't Pay For College

I'm going to save you from $30,000 to $100,000 on this one.

The Internet is full of free learning tools - from online videos, to wikibooks, to PDF documents. 

1. Fantastic directory
2. Goodwill is providing free education
3. Listen to thousands of lectures from the world’s top scholars at Academic Earth
4. 10 Sites to Learn Something New in 10 Minutes a Day
5. Free Yale University Courses
6. Instructables
7. MERLOT
8. How Stuff Works
9. eHow

 

College Cost Containment Is An Oxymoron

When your son or daughter goes off to university this fall, ask them to do a little research. Have them find out what on-line course management system they will be required to use. It will probably be Blackboard (a monopoly since they bought out Web CT).

Why is this important? Because Blackboard charges colleges anywhere from $10,000 to $100,000+ to license their platform. Blackboard's stock has nearly doubled since November 2008.

But here is the real kick in the pants - a free open source platform is available. It is called Moodle. I have taught at IU, Purdue, and Ivy Tech, and when I ask about this alternative, they all have the same answer - Moodle needs a full time, PHP developer to run it in house. As the Moodle site points out, this is a complete myth.

Anyhow, I hope you enjoy paying 7.9% on PLUS loans.

Why The Cheapo Groovo System Works While Other Fail!

In a nutshell, STATISTICS. 60% of new businesses fail within their first five years.

My system applies the same diversification techniques used by stock investors to employment. Why specialize and bet the farm on one career? Instead you should have multiple income streams!

With my system, you are using assets, avoiding liabilities. You perform tasks that you were doing for free but now get paid for (searching, clicking links, watching videos, opening emails). You are not spending tens of thousands on a college education that will be useless, obsolete, or outsourced. You combine practical entrepreneurship, with a frugal lifestyle, with a proven investment strategy!

My favorite income stream is selling covered calls. Did you know that over 75% of options expire worthless?  That means I keep my option premium and can repeat the process all over again.

Unlike network marketing systems, you will earn income even if no one joins underneath you. And unlike the touts and come-ons all over the Internet, I document all my income streams.

Learn E-Commerce for Free Using Grovo

An ecommerce class at a community college will run you over $300! And the textbook will be very general in nature - giving you no specific tips/tricks. So I'm going with GROVO and getting certified for nothing. GROVO offers thousands of video lessons covering Internet products you love or need to know about.

You can use your Facebook account to log-in and use the site.

Shadow banking system hits $67 trillion!

That value is more than the total economic output of all the countries in the study!

Forms of shadow banking can include securitization, a method to transform bank loans into a tradeable instrument that can then be used to refinance credit, making it easier to lend.

Another example is a repurchasing agreement, or repo, where a player such as a hedge fund or a blue chip company sells securities to a bank, agreeing to repurchase them later.

Cheapo Health Club

For a larger view, click the picture once, and then click the picture a second time. Mouse over and you should be able to enlarge one more time.

Cheapo_health_club

 

 

Learn A New Language For FREE

Why spend over $500 on Rosetta Stone?

• Word2Word
• Languages
• BBC
• FSI Language courses
• Openculture.com
• Beginning Spanish
• Intermediate Spanish

 

Rich Dad Poor Dad Interview #mp3 #wealth

Robert-t.-kiyosaki

Maybe Colleges Should Offer A Money Back Guarantee

"A recent college graduate is suing her school because she has been unable to find a job.Trina Thompson, 27, graduated from Monroe College in the Bronx in April. She says she has not been able to find a suitable job since she graduated with a degree in information technology. As a result, Thompson is now suing to get back the $70,000 she spent on tuition."

Students leave with huge debts that cannot be repaid with today's salaries. Besides that, why pay to learn only Keynesian economics or law that ignores the exact language of the US Constitution?

If other businesses offer a money back guarantee, why not colleges? It would force them to compete on their merits rather than on endowments. It would also bring about better transparency to their career placement numbers.

Financial Facts Rarely Reported in The News

The Japanese Yen has gone up as much as the Japanese stock market has gone down.

The average Japanese family has $207,000 USD in savings!

The 10 year US Treasury hit a 60 year low today (1.62%). USA Today calculated total US debt at $63.8 tillion - so who is buying these bonds?