Cheapo Groovo

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Free 2nd Amendment T-Shirt from Cabela's

Covered Call Tutorial #investing #options #income

One of my best alternative income streams is selling covered calls. If you are unfamiliar with this strategy, the best tutorial I found is born to sell.

Why Traditional Job Searches Fail

Corporate downsizing is here to stay. When large corporations total up the health care costs, retirement plan, vacation pay, life insurance, and disability insurance, a $35,000 college graduate really costs $50,000.

Outsourcing takes care of the downsizing problem. Consider the trends: IT outsourcing topped $100 billion in 2005, 80 percent of companies expect to increase their investment in outsourcing., companies love India because English is a second language

Résumés are confetti paper: Every graduate uses the same MS Word and WordPerfect templates, so all resumes look the same. When a company asks for a scannable (keyword) resume, candidates become even more indistinguishable!

Job skills change every few years. The average undergraduate student takes 5 years to get a B.S. degree. In that period of time, the entire world has changed. According to the Occupational Outlook Handbook, the careers showing the most promise through 2012 are service related, health care related and homeland security related. Of those, only highly skilled health care jobs – doctors, nurses, and specialists – are paying a livable wage.

Human Resource departments are there to keep you out, not grant you an interview. They are not the hiring decision makers, you future boss is.

Did you know that most jobs are never advertised? The jobs are filled before there is any need for an advertisement.

Click that Learn to Earn on the upper left side of the page!

Got A Groupon You Haven't Used? Resell It!

Here are 3 top rated sites!

• CoupRecoup
• DealsGoRound
• Lifesta

Free Food - The Easiest Way to Become Frugal

• Start you own garden indoors or out
• Barter with neighbors who have large gardens
• Take up hunting/fishing
• Spend some time on this site (the freebies require you to sign up or take surveys)
• Work at a hall that hosts weddings and funerals - or get friendly with someone who does – take home salads, leftover chicken, etc.
• Go to the grocery store and take advantage of free food demonstrations since they usually give samples
• Take up Freeganism
• Edible plants, berries, dandelions from non-fertilized grass, and mushrooms

http://ezinearticles.com/?Edible-Wild-Plants-For-Backpackers&id=37616
http://theforagerpress.com/fieldguide/guide.htm
http://www.backcountryrangers.com/plants_index.html
http://www.self-reliance.net/wff.html

 

$80 per year from @Swagbucks | Helpful Tips

You should be earning $5 PayPal every 23 days. If you are not, use the tips below!

For those unfamiliar with this program, you search the Internet and get "swagbucks". Those swagbucks are redeemable for Amazon gift cards, PayPal cash, and lots of other prizes.

1. Start searching at the beginning of the day. Search until you win some swagbucks.
2. I don't search again for another 6 hours (less searches the better).
3. Sign up for text alerts when swagcodes come out.
4. Refer family and friends. This helps you get to your desired level quickly.
5. You can get a minimum of 3 free swagbucks EVERY SINGLE DAY. Go to no obligation special offers, poll of the day, and log in using the toolbar.
6. Check you inbox on the swagbucks site. Every day you can earn 3 bucks from watching a video and answering a question. Plus the time spent accumulates towards another 3 bucks from SBTV viewing.
7. Friday is Mega Swagbucks Day. So don't skip Fridays.
8. You can also get swagbucks when you send in an old cell phone. They even pay for shipping.

Sweepstakes, Giveaways, and Surveys

Many of my twitter followers and almost all the "mommy saver" blogs love sweepstakes, giveaways, and surveys. So I figured it was time to give readers anecdotal evidence of how well these work.

Giveaways and sweepstakes often involve filling out a web based form, becoming a Facebook fan, or some other rule based procedure. Sites that run them are interested in generating traffic and data mining (collecting email addresses).

I have never won anything! I entered Daily Dough and Tiger Direct religiously for 77 straight days, To get better odds, the wife also entered and came up empty. Bottom line ~ they are time wasters and appeal to people who have no understanding of the opportunity cost of time.

Surveys are marginal at best. I get surveys through InboxDollars and Swagbucks. They can pay anywhere from $0.50 for 10 minutes of work and up to $3 for 30 minutes of work. The problem ~ you must qualify to take a survey and frugal folks rarely do. My batting average is 3/10.  

The programs in my sidebar are time tested and documented on this blog.

Until next time, much prosperity to all of my readers!

 

 

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