Shopping

Halving To Save Money

Often we use too much of some cleanser - thinking that's how much we need. Examples include dish soap, shampoo, shaving cream (you get the picture).

Try using half as much, if that works, try halving it again. Ultimately you'll find just the right amount to do the job but not be wasteful!


Extreme Couponing Exposed

What money you might be saving, you are wasting two-fold in the amount of time it takes you to properly shop with coupons. It's downright complicated. You have to subscribe to the newspapers, clip, sort, and store the coupons, find the store's deals that week, figure out what coupons can work with the deals, go shopping (often times having to visit multiple stores), and then, additionally, plan out and shop for the things your coupons don't work for (but you still need).

Coupons are meant to bring down the price of name-brand items. But, have you noticed that name-brand items are typically more expensive to begin with? One of my favorite frugal living secrets is that store-brand items are usually made by the name-brand factories.

Most coupons are for pantry items. It's next to never that you'll find a coupon for fresh produce, dairy, or meat ... which is typically the stuff that we go through the fastest, and costs us the most.

Just because something is a good deal -- whether you use it regularly or not -- doesn't mean you have to buy a three-year supply of it.

Stores across the nation have tightened up on their coupon policies.

And most couponers realize their addiction and stop!

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eBay versus Craigslist

When selling your stuff online, choosing to list on ebay or Craigslist, can be the difference between boom and bust. Here are a few tips to help you determine which site is best for your situation.

Before you list anything, consider three major factors. First, location, location, location. Ebay opens up your listing to a global market, which is perfect for antiques, rarities and the latest electronics. However, if you're selling items that are too big to ship, you should stick to Craigslist. Buyers can pick up large pieces themselves, which allows for a more seamless transaction.

Next, think about how quickly you want to turn your item from a listing into a payment. With eBay, unless you're lucky enough to get a "Buy It Now" buyer, you'll have to wait days for the auction to end before the sale can be completed. If you want your money quickly, Craigslist is the better choice for a fast turn around.

Finally, and most importantly, consider your payment options. Ebay sales are usually settled through PayPal accounts, and since the site takes a small fee per auction, items with smaller price tags may not be worth it. With Craigslist sales, though, you can generally request a cash payment on the spot, which means no lost fees.