Cheapo Groovo

February 2023 Investment Update

High-dividend holdings      SDIV  AGNC   HRZN   USOI  SBLK   PDBC

Safety picks                              TBIL  DCU credit union   I Bonds

Extra Cash the Easy Way (5 tips)

Collect aluminum cans. 46 cents per pound.  https://iscrapapp.com/prices/

Donate plasma at a blood bank near you.  https://www.donatingplasma.org/donation/find-a-donor-center

Hold a yard / garage sale.

Use a credit card with generous cash back rewards. My PayPal card gives me 2-3%..

Own stocks that pay monthly dividends.  https://cheapogroovo.typepad.com/blog/2022/12/december-2022-investment-update-one-new-addition.html

By FDIC rules, banks must steal your deposits during the next crisis

The end of gas appliances

Don't stop the flaring of natural gas. Don't stop cattle ranching. Don't close landfills. Those would eliminate 78% of all methane emissions!

Instead, force commercial and residential  properties to comply with draconian rules for very little benefit.

The best deal on a Windows Laptop. Click thru...

Lenovo Ideapad 1i, 14.0" Laptop, Intel Pentium N5030, 4GB RAM, 128GB eMMC Storage, Cloud Grey, Windows 11 in S Mode, 82V6001DUS

$129 @ Walmart

What is the deal with working age people not working?

putting the $226 trillion debt on the backs of senior citizens

$PDBC pays out BIG at the end of each year

INVESCO ACTIVELY MANAGED has paid dividends on 12/23/2022 in the amount of 771.3.

Where to shop for the best deals. Inflation busters!

Fast Food >> Del Taco

General Merchandise / Frozen Food >> Dollar Tree

@UPHOLD is another FTX. Bankruptcy Inevitable!

I earned very little BAT from using the Brave browser. I was not allowed to cash out when the BAT was transferred to UPHOLD since I didn't meet the minimum withdrawal amount. I added $25 from checking to meet the minimums. I converted the BAT and the USD to Bitcoin hoping to send it to my Robinhood account.

Here is what I saw when I attempted  to withdraw:

The money is just sitting there earning interest for UPHOLD. By the time I am eligible to get my money, UPHOLD will have filed for bankruptcy just like FTX!

Why regulations are ultimately USELESS

Save on Auto Insurance (pay per mile)

Get a quote

Get Paid to Move #housing #employment

Web Site

 

ONE TRADE ONE STOCK ONE COVERED CALL ($900)

Recycling is a waste of consumers time

Aluminum cans are NOT ENTIRELY MADE OF ALUMINUM

The big oil companies are behind the SCAM

 

Chromebooks have built-in obsolescence. Find out when your updates end...

To check your Auto Update Expiration (AUE) date:

1. At the bottom right, select the time  Settings .
2. At the bottom left, select About ChromeOS.
3. Select Additional details.
4. In the “Update schedule” section, you’ll find when your Chromebook will receive its last update.

Here is what I found out about my Chromebook: This device will get automatic software and security updates until June 2026.

 

There is #SAFETY in this type of #bond

I BONDS

$22 in food savings and how I did it...

Using the discovery pass CO

Using the grocery app

Received my FREE tote

Hello Fresh delivers once again. See sidebar to get yours today!

Cheapo Heater >> 7 Watt Heating Pad

These are great for your hands and feet. Only uses 7 watts of power!

Click the pic to order one!

Cheapo Heater >> Clay Pots and Tea Light Candles

The Safety Dance >> Treasury Bills in a brokerage account

Normally you would have to buy t-bills through broker / dealers or thru treasury direct. So most people settle for bond funds. But bond funds never reach maturity and hold more than one bond.

T-bills are considered nearly free of default risk because they are fully backed by the U.S. government. And it currently yields 3.38%. 

Recent Yahoo article

 

 

Use the 4% rule for #RETIREMENT withdrawals

Use this calculator after watching the informational video below.

Free Education Sites ~ Don't Pay For College

The Internet is full of free learning tools - from online videos, to wikibooks, to PDF documents. 

1. Khan Academy
2. Goodwill is providing free education
3. Listen to thousands of lectures from the world’s top scholars at Academic Earth
4. 10 Sites to Learn Something New in 10 Minutes a Day
5. Free Yale University Courses
6. Instructables
7. MERLOT
8. How Stuff Works
9. eHow
10. Learn to Speed Read

#money #mondays II

$31 covered call income

Have your broker lend out your stock shares

Another effortless passive income!

$103 over 5 months