Cheapo Groovo

There is a US Dollar Shortage! Have some currency and coin stashed away.

Mainstream media as well as the alternative media keep talking about the endless money printing by central banks. But that is simply adding zeroes to accounting software. With fractional reserve banking, electronic payments, direct deposits, and the like, we are lacking what is technically called the M0 money supply.  M0 = the level of notes and coins in circulation.

Un-Safe Deposit Boxes ~ A must watch #video

 

Pre Pay Your Mortgage

I use a FREE Excel based mortgage spreadsheet to see how the life of my mortgage would change if I paid a little more each and every month to the principal. It amazed me! By paying just an extra fifty dollars a month, I was able to shorten the length of my loan by five years and ten months and save more than $18,000 in interest!

The Best Bailout Plan Would Have Been To Rescue Homeowners

How? By simply paying off their mortgages. Since 2/3 of GDP is consumer spending, the savings would have gone to buy products/services. That would have kept the unemployment rate from rising.

Here is what my research shows:

The quarterly survey published by the Federal Reserve, called the Flow of Funds Report, shows the total value of all home mortgages in the U.S. was $11.2 trillion through the third quarter of 2008.

According to a team at Bloomberg News, at one point last year the U.S. had lent, spent or guaranteed as much as $12.8 trillion to rescue the economy.

Here is what they did:

$9 trillion given to 8000 banks.

Free FICO Score

 

The Fair Issac Corporation created the FICO score, and they are the folks that run myFICO.com. In fact, myFICO.com is the only place you can go to get your official credit score.

You can get a free estimated credit score at Quizzle.