ALWAYS ASK for these discounts...

Cash payment
As first reported by The Wall Street Journal, Visa Inc. and Mastercard Inc. plan to increase the fees they charge merchants for processing credit card payments by more than $500 million! So going forward, merchants will eagerly accept cash.

Recent transaction on a day trip to Del Norte Colorado:
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Senior citizens discount
If you enroll in an AARP or Association of Mature American Citizens membership on your 50th birthday, you’ll have a head start cashing in on senior discounts. For all other discounts, the minimum age requirements vary based on the company or location and can range from 50 to 65 years of age.

A great guide is here.  For food deals,


Extra Cash the Easy Way (5 tips)

Collect aluminum cans. 46 cents per pound.  https://iscrapapp.com/prices/

Donate plasma at a blood bank near you.  https://www.donatingplasma.org/donation/find-a-donor-center

Hold a yard / garage sale.

Use a credit card with generous cash back rewards. My PayPal card gives me 2-3%..

Own stocks that pay monthly dividends.  https://cheapogroovo.typepad.com/blog/2022/12/december-2022-investment-update-one-new-addition.html


Just say NO to LIVING WAGE SERVICE FEES...

“Any non-discretionary charge added to a restaurant or bar customer’s bill, regardless of what it’s called, is a service charge,” Mollie Steinemann, the Colorado Restaurant Association’s manager of government affairs, told Denverite in a written statement. “Auto-gratuities fall into this category, as do things like health and wellness charges, back-of-house service charges, and anything else that a customer can’t opt into. Service charges are considered revenue and operators are required to collect sales tax on them.”

Service fees do not function like tips, which are non-compulsory gifts from the customer directly to the staff. Instead, service fees are simply an additional form of revenue. They bring in additional funds that owners can then distribute as they see fit.

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