The Safety Dance >> Treasury Bills in a brokerage account

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Normally you would have to buy t-bills through broker / dealers or thru treasury direct. So most people settle for bond funds. But bond funds never reach maturity and hold more than one bond.

T-bills are considered nearly free of default risk because they are fully backed by the U.S. government. And it currently yields 3.38%. 

Recent Yahoo article



The Wealth Transfer

The LORD will make you overflow in prosperity, in the offspring of your body, in the offspring of your livestock, and in the produce of your ground, in the land which the LORD swore to your fathers to give you. The LORD will open up to you His good treasure, the heavens, to give the rain to your land in its season and to bless all the work of your hand. You will lend to many nations, but you will not borrow. The LORD will make you the head and not the tail; you will only be above and you will not be beneath, if you listen to the commandments of the LORD your God, which I am commanding you today, to observe and to do them.

Deuter­­onomy 28:11-13 MEV

Tiny Home Living in South Central Colorado


We own the land, the park model trailer, plus a shed. Cost was $65K back in 2015
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