Posted at 11:04 AM in Frugal, Health, Money Saver | Permalink | Comments (0)
Seek out free or reduced-cost care. Even if it is simply telemedicine.
Here are some good launching points for your search:
Many of them look at your income and compare it the the "poverty" line, but its worth a try.
Posted at 04:37 PM in Health, insurance | Permalink | Comments (0)
Posted at 10:52 AM in Health, insurance | Permalink | Comments (0)
Medical cost sharing is often referred to as HealthShare’s, healthcare sharing ministry, and by a few other titles. At it’s core, it is alternative way to effectively reduce ones overall health care expenses by replacing the need for health insurance. A HealthShare will offer a significant lower monthly cost and often out-of-pocket expenses as compared to traditional health insurance.
I found one I really like. It is very low cost and does not deny membership to anyone based on their religious beliefs.
https://zionhealth.org/
Posted at 01:00 PM in Health, insurance | Permalink | Comments (0)
Cash clinics in big-box stores, pharmacies, strip malls, and rural towns. Cash clinics can provide dental and eye care, along with one-stop blood testing, allergy testing, COVID tests, and so on.
CVS wants to be an easy, affordable place to go for health care. It acquired insurer Aetna two years ago. It has Minute Clinics for acute conditions like strep throat. And it’s turning more of its approximately 10,000 U.S. stores into a HealthHub, a location with a wider range of medical services. That includes testing for sleep apnea, management of chronic conditions like diabetes and a wellness room where it can offer yoga classes. It plans to have 1,500 of those stores by the end of this year.
Walgreens is also adding health-care services to its nearly 9,000 U.S. Walgreens and Duane Reade stores. It struck a deal with VillageMD to open clinics in its stores. Under a recently accelerated timetable, 600 to 700 stores will add clinics over the next four years.
Posted at 05:53 PM in Health, insurance | Permalink | Comments (0)
We can only solve the problem when we identify the root causes. Medical debt is the #1 cause of bankruptcies!
Posted at 02:31 PM in Debt, Government, Health, insurance | Permalink | Comments (0)
We can only solve the problem when we identify the root causes. Medical debt is the #1 cause of bankruptcies!
Posted at 02:28 PM in Debt, Government, Health, insurance | Permalink | Comments (0)
Posted at 08:22 AM in Debt, do it yourself, Health, insurance | Permalink | Comments (0)
Get insurance out of health care altogether, except for catastrophic, unanticipated injuries. After all, insurance is about managing risk. You wouldn’t have your car insurance pay for routine oil changes, or your homeowners insurance pay for a new coat of exterior paint on your house. Having one’s insurance pay for a routine tooth cleaning or simple physical checkup makes no more sense than having insurance pay for new tires or a home termite inspection.
General Insurance Coverage:
Join a health care sharing ministry. These are voluntary, charitable membership organizations that agree to share medical bills among the membership. They operate entirely outside of Obamacare’s regulations, and typically offer benefits for about half the cost of similar health insurance. Members are also exempt from having to pay the tax for being uninsured.
Critical Illness Coverage:
Acts like an insurance policy if you have kidney failure, heart attack, stroke, etc. I'd get the highest benefit amount possible.http://www.ehealthinsurance.com/critical-illness-insurance
Accident Coverage:
You should max out your medical and uninsured/under-insured driver coverage amounts
under your auto insurance policy, which can pay medical bills if you are hurt in a car accident.
Concierge Medicine
Contact local doctors and see if they offer services for a monthly fee. In my area, $60 gets 24/7 access.
Posted at 07:00 AM in Government, Health | Permalink | Comments (0)