Put the rest of your "safe haven" money in a short tern certificate of deposit. This is the one I recommend
My favorite high dividend plays are $QYLD $SDIV $AGNC $HRZN
My favorite capital gain stock is $MSTR. I sell long dated calls at my purchase price. This is a bitcoin appreciation play.
My favorite stash your cash play is DCU and I BONDS (see sidebar)
A Poor Man's Covered Call (PMCC), or Synthetic Covered Call, is used to generate regular income as per the standard Covered Call, but instead of purchasing 100 shares of stock, a Deep ITM Call (which is often a long-dated LEAP) is bought.
1. Purchase a deep in the money long-dated Call
2. Write/sell a nearer-dated near-the-money Call
Step by Step Tutorial